The systemic level at which change can be quantified or qualified implying causality. This category investigates the effects of programmatic activity on specified client populations. It also includes how to design programs for a specific client group. Focusing on the unique microfinancial needs of First Nations, Native Americans and Aboriginal populations.
Finance for the Poor. Smart subsidy for sustainable microfinance A first principle of smart subsidies is to avoid cheap credit. But then what are smart subsidies if not cheap credit?
And when — if at all — is it useful to apply them? Smart subsidies mean that a wise dosage of well placed subsidies for an MFI can make sense under certain circumstances. Since it takes time for an MFI to achieve economies of scales, even the CGAP donor guidelines on good practices endorse startup subsidies, provided that these are time-limited and transparent.
Another aspect is the fact that MFIs usually serve the moderately poor and low-income households but often do not serve the poorest income groups. Can smart subsidies help to achieve social goals instead of only looking at efficiency and profitability?
And how many MFI are actually really financially sustainable? Quite a controversial topic. Read more about it. Flexible Financial Services for the Poor.
Experience of SafeSav The poor have very dynamic financial lives. Therefore an MFI needs to offer flexible, convenient and reliable financial services. SafeSave, Bangladesh, is a successful example. With around 10, clients it is a relatively small MFI for Bangladesh, but nevertheless sustainable.
The volume of transactions is equally small, but numerous. Loans are limited to one per household, but they are flexible: In addition, loans are taken for an unlimited duration, with the incentive of an increased credit limit in future, if the loan is repaid quickly UNCDF.
Double Whammy by Tsunami and Conflicts: The Asian tsunami caused by a massive earthquake on December 26, is now considered as the most devastating rapid on-set natural disaster in the past three decades with a heavy toll on lives, assets and livelihood opportunities.
Well designed and implemented microfinance initiatives are now shown to be important and useful reconstruction tools in the wake of either disasters or conflicts.
There now exist several lessons from many microfinance post-disaster and post-conflict experiences to draw guidelines for donors and MFIs to effectively manage the crisis situation.Women's World Banking Women's World Banking is the only microfinance network with an explicit focus on women.
Their network of 39 microfinance institutions provide small loans, sometimes as modest as $, to people to start their businesses. Microfinance, also known as microcredit, is a financial service that offers loans, savings and insurance to entrepreneurs and small business owners who don't have access to traditional sources of.
Microfinance business offers people a platform to gain credit access by giving out loans e.g. personal loans, business loans, salary based loans.
Some may argue that money lending business is a flooded market in Zimbabwe given that there are too many microfinancing institutions, as well as banks. This report provides the professional legal opinion of FJ & G de Saram,Attorneys-at-Law, regarding the practice of deposit taking by the various type of Microfinance Institutions in Sri Lanka.
Vision & Associates attheheels.com & TRADEMARK attheheels.comMENT & BUSINESS CONSULTANTS Legal news September Contents LABOUR LAW 2. Welcome to the Business Advantage Small Business Community Learn. Share. Thrive. Running a small business is no easy feat.
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